Fighting Phoney Charities

 

Canadians, in general, and members of RTO/ERO, in particular, are known for their generous charitable donations. But as Canadians reach into their hearts and pocketbooks, there are, unfortunately many dishonest individuals who pretend to be raising money for charity and then simply pocket the "donations" from unwitting donors. They may contact you by email , telephone, or in person. Once donations to phony charities are given, there is very little that can be done to retrieve them.

Many phony charities use names similar to those of established charitable organizations. Con artists posing as legitimate fund-raisers are often very charming and convincing.

Prevention is the key.

Most charities and fund-raising groups are legitimate. The only real defence against the misuse of your charitable donations is to become an informed donor.

The following information should be helpful when donating:

1) Ask Before You Give

Will there be a tax receipt?

What is the organization's charitable number?

What percentage of donations go directly to the cause?

How much is used for administration and fund raising costs?

Is there further information that can be sent to me before I donate?

2) Protect Yourself

Never give into high-pressure tatics

Be aware of vague answers to questions and post office box addresses

Never give cash; make cheques payable th the charity's full name

Never give your credit card number to a charity over the phone unless you have phoned them

Never give out personal information

Ask for a tax receipt

3) Plan Your Contributions

Consider first those charities that you prefer

Determine how much you can afford for all charititable donations for the entire year

Try to spread your contributions over the entire year

4) Find Out More Information On Charities

Contact Canada Revenue Agency, Charities Directorate;

1-800-267-2384 or www.cra.gc.ca/charities

Ontario Ministry of Consumer and Business Services;

1-800-366-0335 or www.attorneygeneral.jus.gov.on.ca

5) To File A Complaint

Call your local police department

Call Project Phone Busters at 1-888-495-8501